Question 1

What is OKX Pay and how does it work?

Accepted Answer

OKX Pay is your all-in-one digital dollar account that lets you store, spend, and send USDG, USDC, USDT anywhere in the world. You can make purchases with the OKX Card, send money instantly, and enjoy up to 10% APY on your Pay balance — all in one app.

Question 2

How does the OKX Card help me save money abroad?

Accepted Answer

With the OKX Card, you spend USDG, USDC, USDT as easily as local currency, with no IOF, no hidden foreign exchange fees and no surprises. The only cost is a maximum 1.5% fee from BRL when you buy USDG, USDC, USDT making it cheaper and more transparent than traditional cards.

Question 3

Why USDG and what are “digital dollars”?

Accepted Answer

USDG, along with USDC and USDT, are U.S. dollar–pegged stablecoin designed to maintain a 1:1 value with the U.S. dollar. Think of it as a digital dollar — a faster, more flexible, and accessible way to hold and use money. It protects your funds from BRL devaluation, inflation, and costly foreign exchange fees.

Question 4

How do I earn 10% APY on my balance?

Accepted Answer

Simply keep your digital dollars (USDG) in OKX Pay. You’ll earn up to 10% APY, with interest accumulating daily and paid out monthly. Plus, there’s no lock-up, so you can withdraw or spend your funds whenever you want.

Question 5

Where can I use the OKX Card?

Accepted Answer

You can use the OKX Card anywhere Mastercard is accepted: online, in-store, or when traveling abroad. That means millions of merchants worldwide, with the added benefit of saving on fees and spending smarter with your digital dollars.

Question 6

Who is eligible to apply for an OKX Card?

Accepted Answer

Currently, only residents of Brazil are eligible to apply and use the OKX Card.

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