Grow crypto effortlessly on Simple Earn

Simple Earn Flexible allows users to earn hourly interests by funding OKX margin loans.

For the use of Simple Earn Flexible, we charge 15% of your return. Your hourly return is calculated as such: Hourly return = Lent amount × APR / 365 / 24 × 85%

Interests are available for loaned-out assets only. Please verify whether your assets have been loaned. Please be aware that no interest or rewards will be earned within the next hour if the remaining quantity falls below the borrowed quantity or reward limit.

On the rare occasion that a crypto pool has been fully lent out, redemption of the affected crypto may be restricted. These restrictions may include a temporary limit or suspension of redemption, and they’ll be reviewed every hour.

Lending APR is the annual percentage rate at which your lending order will earn interest when the matching borrowing order is funded. It's determined by OKX for Institutional Loan users and takes into account various market factors.

The term of your lending order starts when the matching borrowing order is funded, which is when you start earning interest. While your order is pending, you won’t earn any interest. While pending, if the unmatched portion of a borrowing order is canceled or if the market APR changes drastically, the portion of the borrowing order which has already been matched will be considered funded and the term will begin.

No, early redemption is only possible when the status of your lending order is still "Pending". Once the term of your lending order has begun and the status has changed to "Earning", you won’t be able to redeem until the end of the term.