What is BUIDL? (Available in UAE)
BlackRock's tokenized Treasury fund is live on OKX for eligible UAE customers. Here's everything you need to know.
Need a guided onboarding as a VIP or an institution? Please reach out to our dedicated relationship manager.
The problem with idle stablecoins
If you hold USD or stablecoins on an exchange between trades, those assets are doing nothing. No yield. No return. For years, the products designed to fix this — money market funds, T-bills, short-term Treasuries — were only accessible to institutional investors with the right accounts, brokers, and minimums. Retail crypto users were locked out. BUIDL on OKX changes that.
What is BUIDL?
BUIDL (the BlackRock USD Institutional Digital Liquidity Fund) is BlackRock's tokenized money market investment fund, issued on public blockchain rails by Securitize. It brings the economics of a money market fund to the on-chain world, wrapped in a simple, stable digital asset. Think of it as putting your idle dollars into a high-quality, institutional-grade yield vehicle, without leaving the OKX app. Here's how it works:
Backed by BlackRock. One of the world's largest asset managers is responsible for the fund.
Stable value. Each BUIDL token is designed to always equal $1.00 USD.
Yield accrues daily, is paid weekly. The fund pays yield based on its daily performance, benchmarked to the US Federal Funds rate — currently around 3.63% APY (shown as a 7-day average; actual yield may vary). Yield is paid weekly to customers on OKX.
Deposit and withdraw BUIDL. Move BUIDL on and off OKX UAE directly — deposit from an external wallet or withdraw to one at any time, giving you full flexibility over how and where you hold your position.
Access for OKX Customers in the UAE
Eligible OKX UAE customers can now buy BUIDL directly in the OKX app, giving access to an institutional-grade tokenized Treasury product on-platform, with no need to go off-chain or through a separate custodian. Access to BUIDL depends on your account status with OKX:
If you've passed the standard UAE suitability assessment and have spot trading access, you can buy BUIDL and start earning yield on your idle USD assets. It's that straightforward.
VIP customers: In addition to buying and earning yield, you can use BUIDL as yield-bearing collateral for derivatives and margin trading. That means your collateral earns the Federal Funds rate while it sits posted as margin.
Why does this matter?
BUIDL represents a meaningful shift in what's possible for retail investors in crypto:
Institutional yield, retail access. Products like this have historically required large minimum investments, and complex onboarding through traditional finance. OKX is simplifying access by making BUILD available in-app.
No crypto price risk. BUIDL is pegged to $1.00 and backed by short-term US Treasuries. The yield you earn isn't offset by token price volatility.
Your assets earn while they work. For derivatives traders, being able to use BUIDL as collateral means you're no longer choosing between earning yield and having capital available to trade. You can do both simultaneously.
How to access BUIDL on OKX
Open the OKX app
Go to Buy/Sell
Search BUIDL
Complete the in-app suitability assessment if prompted
Buy and start earning
Yield accrues daily and pays weekly. Your token balance remains stable at $1.00 per BUIDL.
BUIDL is available to eligible UAE users. Yield rates are variable and benchmarked to the US Federal Funds rate. Always ensure you understand the risks before investing.This content is not an offer or solicitation to buy, sell or hold virtual assets. Virtual assets are subject to extreme market volatility, involve a high degree of risk and can lose value, in part or in full. Investing in virtual assets may lead to you losing your entire investment. They are not insured and lack legal protections. Avoid decisions driven solely by urgency. This content is not intended for U.S. residents or residents of jurisdictions where the promotion or use of virtual asset services would be restricted or unlawful. Access to products is subject to regional regulatory requirements and restrictions. OKX Middle East Fintech FZE is licensed by the Virtual Assets Regulatory Authority to provide VA Exchange Services, VA Broker Dealer Services, VA Management and Investment Services, and VA Lending and Borrowing Services. OKX Middle East Fintech FZE operates under VASP Reference: VL/23/12/003.
هذا الإعلان ليس عرضاً أو طلباً لشراء أو بيع أو الاحتفاظ بالأصول الافتراضية. الأصول الافتراضية عُرضة لتقلبات سوقية شديدة، تنطوي على درجة عالية من المخاطر، وقد تفقد قيمتها كلياً أو جزئياً. قد يؤدي الاستثمار في الأصول الافتراضية إلى خسارة كامل استثمارك. هذه الأصول غير مؤمّنة وتفتقر إلى الحماية القانونية. تجنب اتخاذ قرارات استثمارية بناءً على الشعور بالعجلة. هذا المحتوى ليس موجهًا لسكان الولايات المتحدة أو سكان السلطات القضائية، التي قد تكون الترويج أو استخدام خدمات الأصول الافتراضية فيها، مقيدة أو غير قانونية. يخضع الوصول إلى المنتجات لمتطلبات وقيود تنظيمية إقليمية. شركة OKX Middle East FinTech FZE مرخصة من قبل سُلطة تنظيم الأصول الافتراضية (VARA) لتقديم خدمات تبادل الأصول الافتراضية، وخدمات إدارة واستثمار الأصول الافتراضية، وخدمات الإقراض والاقتراض المتعلقة بالأصول الافتراضية. تعمل شركة OKX Middle East FinTech FZE تحت مرجع مزود خدمات الأصول الافتراضية (VASP) : VL/23/12/003.
